Financial assistance

Pre-qualify your studies at zero cost, commitment-free!

Student Loans

Do you want to invest in your future self but do not have the available funding upfront?

CTU Training Solutions has you covered…

Study finance makes education more affordable by spreading the costs over a longer term.

To help more students become their future selves sooner, CTU has partnered with Student Hero

This enables us to help all our applicants learn about, apply and qualify for study finance from a single platform and at zero cost.

Important to know

The Sponsor and student must be South African citizens with a valid ID number/document

The Sponsor and student must be South African citizens with a valid ID number/document
Sponsor must be permanently employed for at least 3 months
Student loans can only be paid out once the student has passed their most recent year of study. i.e. they need to have passed matric to get the loan paid out for their first year etc. Loans can however by preapproved in the interim.

Loan Repayment

The Sponsor and student must be South African citizens with a valid ID number/document

The Sponsor and student must be South African citizens with a valid ID number/document
Sponsor must be permanently employed for at least 3 months
Student loans can only be paid out once the student has passed their most recent year of study. i.e. they need to have passed matric to get the loan paid out for their first year etc. Loans can however by preapproved in the interim.

How to apply

We understand that applying for a student loan can be intimidating. CTU and Student Hero will gladly assist in facilitating your application. Important: You need to be a registered CTU student or a prospective student that has received a provisional letter of acceptance to apply for a student loan.

Income criteria:

Full time student;
A part time student earning an income of less than R5 000 a month; or
A minor (under the age of 18 years).
You will need to have someone to sign as surety who is acceptable to us. This person will need to earn a minimum income of R5 000 a month (Part time students who earn R5000 or more do not require a surety.)

Example of monthly repayments, based on a minimum tuition fee of R50 000: The sponsor must earn a minimum of R5000 net income and have a clean credit history, no payments in arrears, or under debt review. Example of monthly repayments:

Tuition – R50 000
R50 000 * 16% interest / 12 months
Estimated monthly repayments – R666 interest only; payable by the sponsor

In year 2, if a second loan is granted, the monthly repayments will double. Once a student graduates he/she takes over the loan and is responsible for the monthly repayments which include capital and interest. Interest is between 10-16% depending on the risk profile of the sponsor.

CLICK HERE TO APPLY OR PRE-QUALIFY

Whatsapp: Student Hero
Email: [email protected]
Tel: +27 31 942 7294

What you need to submit

Apply Now!

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To be at least 18 years old
A South African Resident
A valid Debit or Credit card
A valid email address
A valid mobile number